Savings Rates

Our Certificate and Savings Rates are listed below.

Certificate Rates
Effective Date: Sunday, November 2nd, 2025
All at a minimum purchase of $500.00
Term	Annual Percentage Yield
6 month**	4.25% APY*
9 month	1.00% APY*
12 month**	3.75% APY*
18 month	1.06% APY*
24 month	1.11% APY*
36 month	1.21% APY*
48 month	1.31% APY*
60 Month	1.41% APY*
12 month IRA**	3.75% APY*
24 month IRA	1.11% APY*
36 month IRA	1.21% APY*
48 month IRA	1.31% APY*
60 month IRA	1.41% APY*
Annual Percentage Yield. Rates are subject to change without notice. Gold and Platinum members are eligible for bonus rates. *Maximum deposit of $250,000.00 per member.

Savings Rates
	APY**
Share Savings	0.10% APY*
Special Purpose	0.10% APY*
IRA	0.20% APY*
Money Market Account	Up to 0.75% APY*
$1,000.00 to $9,999.99	0.30% APY*
$10,000.00 to $24,999.99	0.40% APY*
$25,000.00 to $49,999.99	0.45% APY*
$50,000.00 to $99,999.99	0.60% APY*
$100,000.00 or greater	0.75% APY*
*Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.