Paying your loan has never been easier!
We have multiple loan payment options to make your busy life easier.
Banking from the palm of your hand.
Bank anywhere, anytime with GRCCU's mobile app. Download the app today by visiting your app store.
Membership has its benefits!
When you open an account at GRCCU, you become a member or part owner rather than a customer. We provide the same services as a bank - we just do it at a lower cost to you.
It’s never too early (or too late) to start saving for your retirement. Whether you’re just staring your career or plan to retire soon, GRCCU has an IRA account to suit your needs. That’s why we offer two IRA options – Traditional and Roth.
No minimum balance*
Federally insured by the NCUA up to $250,000
No set up or maintenance fees
Insured separately from your other deposits at GRCCU
Competitive dividend rates
CD & Savings Account options available
Online and Mobile access
Tax-deferred growth
Must have taxable wages from earned income to contribute. Specific income limits apply to be tax deductible. **
Tax-free growth
Must have taxable wages from earned income with specific IRS income limits. **
| Account Name | APY* |
|---|---|
| Share Savings | 0.10% |
| Special Purpose | 0.10% |
| IRA | 0.20% |
| *Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. | |
| Term | APY* |
|---|---|
| 6 Months** | 3.75% |
| 9 Month | 1.00% |
| 12 Month** | 3.50% |
| 18 Month | 1.06% |
| 24 Month | 1.11% |
| 36 Month | 1.21% |
| 48 Month | 1.31% |
| 60 Month | 1.41% |
| 12 Month IRA** | 3.50% |
| 24 Month IRA | 1.11% |
| 36 Month IRA | 1.21% |
| 48 Month IRA | 1.31% |
| 60 Month IRA | 1.41% |
| *Annual Percentage Yield. Rates are subject to change without notice. Gold and Platinum members are eligible for bonus rates. **Maximum deposit of $250,000.00 per member. | |
A Coverdell Education Savings Account (Coverdell ESA) is a trust or custodial account set up solely for paying qualified education expenses for the designated beneficiary of the account. This benefit applies not only to qualified higher education expenses, but also to elementary and secondary education expenses. There are certain requirements for setting up and using a Coverdell ESA.
*As a condition of membership, you must maintain a Share Savings Account with a minimum balance of $5.00 to be eligible for a checking account or any other products or services.
**Contact your tax advisor for complete IRS rules regarding IRA contribution and withdrawal requirements and how they pertain to you.
At GR Consumers Credit Union, we have been serving our members since 1941! GRCCU is a member-owned credit union focused on exceeding our members' expectations. We look forward to assisting you with all your financial needs.
